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RSU Calculator

Project the value of your restricted stock units (RSUs) as they vest year by year — with expected share-price growth and an estimated tax rate at vesting. RSUs have no strike price, so each unit is simply worth one share when it vests.

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Frequently asked questions

How is RSU value calculated?

Unlike options, RSUs have no strike price — each unit becomes one share when it vests, so its value is simply the share price at vesting. Your grant's value is the number of RSUs times the share price, and it rises and falls directly with the stock.

How does RSU vesting work?

RSUs typically vest over four years, often with a one-year cliff and then monthly or quarterly vesting. This calculator vests an equal tranche each year and values each tranche at that year's projected share price, so you can see the grant build up over time.

How are RSUs taxed?

RSUs are taxed as ordinary income when they vest, based on the share value at that moment — your employer usually withholds some shares to cover it. Any further gain or loss after vesting is a capital gain or loss when you sell. Enter an effective tax rate to see an after-tax estimate.